Thursday, December 31, 2009

What is the typical rate for adding a teenage girl to auto insurance in Texas?

Female


Texas


Drivers Education CompletedWhat is the typical rate for adding a teenage girl to auto insurance in Texas?
I deal strictly with auto insurance and add teenagers everyday. There's really no straight answer I can give you, because there are so many variables.





Insurance companies in Texas typically have 25 or more rating tiers. That means 25 different base rates depending on what risk your policy is considered. There is also a big difference in rates depending on what county you live in. I do in-state address changes that subtract or add as much as $300 to people's rates.





If you're in a cheap county and in one of your insurance company's most preferred tiers, it might only be an extra $20 - $30/month. On the other end of the spectrum, you could be looking at an extra $200 - $300/month.





I wish I could be more specific.What is the typical rate for adding a teenage girl to auto insurance in Texas?
It depends on the car, if financed or payed for, her driving record, the deductible, how much coverage you are looking for.
There isn't one. If you don't have a car furnished for your use (ie, you have more drivers than cars), depending on your parent's coverage, credit, car, and city, it could be anywhere from an extra $500 a year to an extra $2,000 a year.
$150-$200 TEXAS IS A BIG PLACE.
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